Chase Refer-a-Friend Offer

If you have not applied to Chase before 3 December 2025, Chase is offering £50 when you open your first Chase account, activate a valid referral code and deposit at least £1,000 within 30 days.

There is no bank switch, Direct Debit or card-spending requirement. The person who refers you also receives £50 once you complete the offer.

Chase uses a soft credit search.

You need a valid Chase referral code to activate the £50 offer.

Ask someone you know. Chase says referrers must send codes only to people they know. Use a valid code personally shared with you by an eligible Chase customer.

Already have Chase? Eligible existing Chase customers may receive up to 5 single-use referral codes. Check Chase app → Rewards → Refer a Friend and share each unused code only with someone you know. Chase may invite eligible customers to receive a later allocation of codes.

Download the Chase UK app and open your first Chase Current Account. You do not need to switch an existing bank account or close another account.

Complete the account setup

• Personal details
• Identity verification
• Tax-residency questions
• Account opening

Chase is an app-based bank, so you need a compatible smartphone and UK mobile number.

You enter the referral code afterwards. Unlike some referral offers, you do not need to use the code during the initial application. Once your account is open, activate the referral separately from within the app.

Once your Chase account is open, activate the referral offer in the app.

Chase app → Rewards → Refer a Friend

Select the offer and enter the referral code you were given. This links the referral to your account and activates your £50 offer.

If Chase says a code has already been used, ask the person who shared it with you for another unused code. Each code can be linked to only one new customer.

Deposit a total of at least £1,000 into Chase within 30 days of opening your first account.

You do not need £1,000 available all at once. Chase allows the requirement to be built through multiple deposits.

Example: you could pay in £500, spend £250, then pay in another £500. You have still deposited a total of £1,000. The requirement is based on the total amount paid in, not on maintaining a £1,000 balance.

There is no official requirement to leave each deposit untouched for 24 hours or maintain a £1,000 balance. Once you have genuinely deposited the required total, you can use the money normally.

Once you have activated your referral and deposited the required £1,000, Chase adds £50 to your Rewards balance. The person whose referral code you used receives £50 too.

Move the reward into your account. Open Rewards in the Chase app and transfer the money into either your Chase Current Account or a Chase Saver.

Once you have made the qualifying deposits, there is no requirement to keep the £1,000 in Chase purely for the referral offer. You can spend, transfer or save it as normal.

Refer friends and earn more. Check Chase app → Rewards → Refer a Friend. If the programme is available to you, you may receive up to 5 single-use referral codes and can share each code privately with someone they know. A used or failed referral code cannot be reused or replaced within that allocation.