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Clearpay £10 Referral Credit Offer

Get a £10 Clearpay referral credit when you sign up through an invite link and make an eligible purchase of £50 or more. Check eligibility, expiry and repayment risks.

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Last checked: 8 June 2026

Source: Official Offer Terms

Always confirm the latest eligibility rules with the bank before applying. Terms are subject to change.

Clearpay £10 Referral Credit Offer

Clearpay, a buy now, pay later service, is offering selected users a £10 referral credit when they invite a new customer. New customers who sign up through a valid referral link can also receive £10 credit to use on an eligible Clearpay purchase of £50 or more.

Important: This appears to be a targeted Clearpay referral offer, meaning it only shows for some existing Clearpay users. You may still be able to claim the £10 credit using a referral link from the referral pool, but you may not be able to add your own referral code unless the “Invite a Friend” option appears in your Clearpay account.

🛍️ Offer Overview

Bonus Amount:

  • £10 Clearpay referral credit

Minimum Spend:

  • £50 on an eligible Clearpay purchase

Payment Structure:

  • Your purchase is split into 4 payments

  • Payments are usually taken every 2 weeks

Bonus Applied:

  • The £10 referral credit is used towards an eligible Clearpay purchase.

  • It reduces the total purchase value and is spread across the instalments.

Offer Type:

  • Targeted referral offer

  • Available only to some Clearpay users

✅ Eligibility

To qualify for the £10 referral credit, you must:

  • Be a new Clearpay customer.

  • Sign up directly through a valid referral link.

  • Not currently have an active Clearpay account.

  • Not have had an active Clearpay account within the past 12 calendar months.

  • Make an eligible Clearpay purchase of £50 or more.

  • Use the referral credit before it expires.

Clearpay may exclude customers who previously had a Clearpay account that was not in good standing.

📋 How to Claim

  1. Choose a Clearpay referral link from the referral pool.

  2. Sign up for a new Clearpay account using that referral link.

  3. Complete any required account checks.

  4. Shop with a retailer that accepts Clearpay.

  5. Make an eligible purchase of £50 or more.

  6. Select Clearpay at checkout.

  7. Use your £10 referral credit towards the purchase.

👥 Referring Friends

Existing Clearpay users may also be able to earn £10 off their next eligible Clearpay purchase of £50 or more when they refer a new customer.

However, not every Clearpay user will be able to refer. You can only add your own referral code to the pool if Clearpay shows the Invite a Friend feature in your account.

💡 Additional Benefits

  • Clearpay lets you split eligible purchases into four instalments.

  • There is no interest when payments are made on time.

  • The £10 credit can reduce the upfront cost of a planned purchase.

  • Referral credit can be useful if you were already planning to shop at a Clearpay partner retailer.

⚠️ Important Warnings

  • Clearpay is a form of short-term credit, not free money.

  • Clearpay is currently not regulated by the Financial Conduct Authority in the same way as traditional consumer credit, although UK BNPL regulation is due to come under the FCA from 15 July 2026.

  • Payments are automatically taken from your linked debit or credit card every two weeks.

  • Make sure you have enough money available for each instalment before using Clearpay.

  • If you miss a payment, Clearpay may charge late fees. These can be up to £24 per purchase, depending on the order value and how long the payment remains unpaid.

  • Missed payments may also affect your ability to use Clearpay in future.

  • Only use Clearpay for purchases you were already planning to make and can afford to repay in full.

  • The £10 referral credit is one-time use only, cannot be exchanged for cash, and usually expires 90 days after being issued.

  • If you return or refund an order where referral credit was used, Clearpay may recover the value of the credit.

  • This referral offer is targeted, so some users may be able to claim the £10 credit with a referral link but may not be able to generate their own invite link.

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