Klarna £10 Referral Offer: Get £10 After 3 Card Purchases

Klarna is offering a £10 referral bonus for eligible customers who sign up through a referral link and make 3 eligible purchases of £5 or more using Klarna. Referrers can also earn £40 per qualifying referral, subject to Klarna’s campaign limits and referral terms.

💳 Offer Overview

Bonus Amount:

• £10 for the new customer

Referrer Reward:

• £40 per qualifying referral, based on the current campaign details

Requirement:

• Sign up using a valid Klarna referral link.

• Create or access your Klarna account.

• Set up the required Klarna card or balance feature if prompted.

• Make 3 eligible purchases of £5 or more.

Bonus Paid:

• The reward is usually paid after the qualifying purchases are completed.

• The campaign reference says this may be instant, but can take up to 72 hours.

✅ Eligibility

To receive the bonus, you must:

• Be aged 18 or over.

• Be resident in the country where your Klarna account and app are registered.

• Sign up or join the relevant Klarna referral campaign through a valid invite link.

• Complete all campaign steps before the promotional period ends.

• Make 3 eligible purchases of £5 or more.

• Not misuse the referral programme or use duplicate accounts.

📋 How to Qualify

1. Sign up to Klarna using a valid referral link.

2. Create your Klarna account and complete any required checks.

3. Choose the free plan unless you specifically want paid features.

4. Set up the Klarna card or Klarna balance if required by the campaign.

5. Make 3 eligible purchases of at least £5 each.

6. Wait for the £10 reward to be added once Klarna confirms the purchases qualify.

💡 Additional Benefits

• Klarna can be used for debit-style spending through its card features.

• Some eligible purchases may offer Klarna Cashback Rewards Points or Klarna Deals.

• You do not need to use Klarna Pay in 3 or another Klarna credit product to qualify, unless the campaign specifically says otherwise.

• Once eligible, referrers can earn £40 per qualifying friend, subject to campaign limits.

⚠️ Important Notes

• Purchases must be genuine eligible purchases.

• Do not rely on financial top-ups, transfers, bill payments, crypto, gambling, cash-like transactions or utility payments to qualify.

• Although some users report that topping up your Amazon gift balance works, Klarna’s terms state that they exclude loading value onto prepaid cards or gift cards.

• Eligibility is based partly on the merchant category code, so some transactions may not qualify even if they look like normal purchases.

• If you return, cancel or reverse a qualifying purchase, Klarna may remove the reward.

• Klarna can withhold, cancel or revoke rewards if it detects misuse, fraud, duplicate accounts or excessive return activity.

• Klarna referral links are intended for sharing with people the referrer knows. Public code-sharing may carry a risk of the referral being declined, cancelled or revoked by Klarna. Use community referral links at your own discretion.