Offer Overview
Key terms
- Total reward
- £175
- Difficulty
- Easy
- Reward paid
- Within 10 Days
- Offer ends
- Not announced
Nationwide is offering £175 when you complete an eligible full current-account switch into a new or existing FlexAccount, FlexDirect or FlexPlus.
New and existing Nationwide customers can qualify. The account you switch must be held with another provider, must not be a Nationwide or Virgin Money account, and must be in your name as either a sole or joint account.
A full Current Account Switch Service switch is required. It closes the old account and must complete within 28 days of Nationwide opening your new account, or within 28 days of asking Nationwide to switch into an existing eligible account.
You can receive the offer for your first eligible sole-account switch since 2021 and your first eligible joint-account switch since 2021.
You'll need
- 2 Direct Debits transferred
- £1,000 paid in within 31 days
- Make 1 Debit Card Payment
Eligibility
- Full CASS switch from another bank.
- Must not have received a switch bonus from Nationwide since 2021.
- Eligible accounts include: FlexAccount, FlexDirect, FlexPlus
Bank Boost verification
Last checked: 7 September 2026
Source: Official Nationwide switch offer terms
Nationwide may end, change or replace this limited-time offer. Check the official terms before applying.
Offer ends
Not announced
Things to do
- Check that your sole or joint switch is eligible
Prepare Your Old Account
Before starting, make sure the account you are switching has at least 2 active Direct Debits. They must transfer as part of the full switch.
Standing orders and recurring debit-card payments do not count towards the two-Direct-Debit requirement. If possible, allow each qualifying Direct Debit to collect at least once before starting the switch.
Have £1,000 available to pay in within the separate 31-day deadline. This may come from several qualifying payments rather than one lump sum.
Before you switch
Make a note of subscriptions and services charged directly to your old debit card. CASS does not move those card details, so you will need to update them when your Nationwide card arrives.
Pro tip
Keep enough money in the old account for payments due before switch day. Continue using the old account and card normally until the switch completes.
Sign in to track your progress and manage this step.
Sign inThings to do
- Choose the old account and verify that it has at least 2 active Direct Debits
- Connect the required Direct Debits
- List any card subscriptions that will need your new card details
Apply with Nationwide
Choose the eligible Nationwide account that suits you:
- FlexAccount - a straightforward, fee-free everyday account.
- FlexDirect - no monthly fee, with interest and cashback benefits subject to its own conditions.
- FlexPlus - a packaged account costing £18 per month, with insurance and breakdown benefits subject to its terms.
Not sure which to choose?
FlexAccount is the simplest option if you mainly want the switching reward and do not need the additional features of FlexDirect or FlexPlus.
Choose a full switch
When Nationwide asks whether you want to switch your old account, select a full Current Account Switch Service switch and confirm that the old account should close. A partial or manual switch will not qualify.
Your switch must complete within 28 days. For a new account, the clock starts when Nationwide opens it. For an existing eligible Nationwide account, it starts when you tell Nationwide you want to switch.
Have the old account's bank name, sort code, account number and debit-card details ready. Check them carefully because incorrect details may delay the switch.
Things to do
- Choose an eligible Nationwide account
- Select a full CASS switch
- Enter the details of the account you are switching from
- Choose a switch date that completes within 28 days
Wait for switch to complete
A full CASS switch normally takes seven working days. You can keep using the old account and debit card until switch day.
Switch timeline
What happens during the switch
- Working days 1 to 6: Nationwide collects your payment arrangements and prepares them on the new account.
- Working day 7: your balance, Direct Debits and standing orders move; the old account closes and its card stops working.
- After switch day: payments sent to the old account, including salary or pension payments, are redirected to Nationwide.
Sign in to track your progress and manage this step.
Sign inCheck your switch
Once it completes, open the Nationwide account and confirm that the old balance and at least 2 qualifying Direct Debits have arrived.
Setting up a new payment?
During the final seven working days before switch day, set new payment arrangements up on the Nationwide account. Arrangements created too close to the switch may not transfer automatically.
Things to do
- Confirm that the old account has closed
- Check that the old balance has transferred
- Check that at least 2 Direct Debits are showing in Nationwide
Pay in £1,000
Your 31-day deadline has already started
You do not need to wait for the switch to complete before paying money in. For a new account, the clock starts when Nationwide opens it. For an existing account, it starts when you ask Nationwide to switch into it.
Pay a total of at least £1,000 into the Nationwide account you switched into. This can be one lump sum or several smaller qualifying payments.
What counts:
- Money transferred from a non-Nationwide account.
- Salary paid into the account.
- The balance moved automatically from the old account as part of the switch.
What does not count:
- Money already sitting in an existing Nationwide account you are switching into.
- Transfers from any other Nationwide account, even if it belongs to somebody else.
- Visa credits.
Sign in to track your progress and manage this step.
Sign inThings to do
- Pay in a qualifying total of at least £1,000
Make a debit card payment
Within the same 31-day deadline, make at least one qualifying payment using the debit card for the Nationwide account you switched into.
Normal purchases can count, including contactless payments, Apple Pay, Google Pay, Samsung Pay and recurring card payments, provided the underlying transaction is eligible.
Payments that do not count
Gambling or crypto transactions, cash withdrawals, money transfers and other cash-type transactions do not qualify. This includes foreign currency, traveller's cheques, money orders, and loan, lease or mortgage payments.
Keep proof
Keep the transaction in your account history until the reward arrives. If the payment is reversed or refunded, make another qualifying purchase within the deadline.
Things to do
- Make at least 1 qualifying payment with the Nationwide debit card
Receive your £175 reward
Your £175 is on its way. Once you have completed the full switch, transferred 2 active Direct Debits, paid in £1,000 and made a qualifying debit-card payment, Nationwide will pay the reward into the account you switched into.
Payment should arrive within 10 days of meeting all the requirements, not simply within 10 days of switch completion.
- Keep the Nationwide account open until the reward is paid.
- Look for Switching Offer on your statement.
- A joint switch receives one £175 payment, not £175 for each account holder.
Sign in to track your progress and manage this step.
Sign inNot paid after 10 days?
Check that the full switch completed, 2 active Direct Debits transferred, the full £1,000 qualified and the debit-card transaction counted. If everything is correct, contact Nationwide.
By Bank Boost
Updated
Offer history
Current and previous published offers. Historical terms may no longer be available.
Current offer — £175
Available from
An easy £175 for switching to Nationwide.
Version 1 — £175
Until
Previous offer version. An administrator will update these historical details.