M&S Bank Purchase Plus Credit Card Cashback Rates
Compare M&S Bank Purchase Plus Credit Card cashback rates across top providers before clicking through. We track and audit percentages and points routes in real time to help you find the highest return.
Provider comparison
VerifiedCompare the best available cashback routes across supported providers.
Spread the cost of your purchases with 0% Interest on purchases for up to 25 months and earn M&S vouchers. Fees apply.
£22.5
for a Purchase Plus Credit Card (new customers only)
£22.5
for a Purchase Plus Credit Card (new customers only)
£18.75
Rate history
TrackedM&S Bank Purchase Plus Credit Card rate history is based on tracked provider checks from the last 30 days.
Quidco rate history
30D trend based on tracked headline rates.
Tips for tracking success
Always activate first
Start from the cashback provider before shopping at M&S Bank Purchase Plus Credit Card. Going directly to the retailer means your purchase may not be tracked.
Keep it one session
Complete checkout in the same browser session after clicking through. Closing tabs, switching devices, or returning later can break tracking.
Use voucher codes carefully
Only use codes shown by the cashback provider. Third-party voucher codes can override the tracking link or make cashback ineligible.
Bank Boost's Guide to M&S Bank Purchase Plus Credit Card
Maximise your savings with our expert tips, seasonal sale guides, and reward stacking strategies.
Always check if M&S Bank Purchase Plus Credit Card offers a free loyalty scheme (like 'Perks' or 'Rewards'). You can almost always earn loyalty points at the same time as earning cashback through our tracked links!
Seasonal Sales
Watch out for massive rate spikes during Black Friday, Cyber Monday, and Boxing Day. Retailers often double their cashback rates during these periods.
Price Matching
If M&S Bank Purchase Plus Credit Card offers a price match promise, you can secure the lowest web price *and* still claim the cashback rate on top for a double-discount.
Click & Collect
Save on delivery fees by using Click & Collect. In-store collections still track perfectly as online purchases for cashback purposes.
Voucher Watch-outs
Never use a discount code you found on another website (like Honey or StudentBeans). It will override the tracking cookie and your cashback will be declined.
Frequently asked questions
Everything you need to know about tracking and earning cashback at M&S Bank Purchase Plus Credit Card.
How does cashback work with M&S Bank Purchase Plus Credit Card? expand_more
Can I use discount codes and still get cashback at M&S Bank Purchase Plus Credit Card? expand_more
How long does it take for M&S Bank Purchase Plus Credit Card cashback to pay out? expand_more
Why hasn't my M&S Bank Purchase Plus Credit Card cashback tracked? expand_more
Does the cashback rate apply to VAT and delivery charges? expand_more
Ready to claim M&S Bank Purchase Plus Credit Card cashback?
Choose the strongest tracked route for M&S Bank Purchase Plus Credit Card, then start from the provider so your purchase is attributed correctly.
