Utilities smarty.co.uk

SMARTY Cashback Rates

Name: SMARTY Cashback
Brand: SMARTY

Compare SMARTY cashback rates across top providers before clicking through. We track and audit percentages and points routes in real time to help you find the highest return.

Provider comparison

Verified

Compare the best available cashback routes across supported providers.

Available via 2 of 4 providers

TopCashback

Top pick

7 offers

Rate

Up to £18.75

Value strength 100% best value

Claim

Quidco

37 offers

Rate

£15

Value strength See provider

Claim

Cheap SIMs with EU roaming included that uses Three's network

£15

Up to £20 cashback

Claim

Get double the data. Same low price

£15

Up to £20 cashback

Claim

Get 80GB for just £10 p/m

£18.75

Up to £25 cashback

Claim

Get double the data. Same low price. One month plans

£18.75

Up to £25 cashback

Claim

Simple, honest, SIM-only plans

£15

Up to £20 cashback

Claim

Keep it SMARTY - Simple, honest, SIM-only plans

£15

Up to £20 cashback

Claim

Simple, honest, SIM-only plans

£18.75

Up to £25 cashback

Claim

Get 70GB for just £9 p/m

£18.75

Up to £25 cashback

Claim

70GB £9 limited time only. One month plans

£15

Up to £20 cashback

Claim

Get 70GB for £9 - Limited time only

£15

Up to £20 cashback

Claim

for 65GB for £8

£6

£8 cashback

Claim

for 170GB for £12

£9

£12 cashback

Claim

for 35GB for £7

£5.25

£7 cashback

Claim

for 15GB for £6

£7.5

£10 cashback

Claim

for 15GB for £6

£4.5

£6 cashback

Claim

for 95GB for £9

£15

£20 cashback

Claim

for 95GB for £9

£7.5

£10 cashback

Claim

for Unlimited for £17

£11.25

£15 cashback

Claim

for 45GB for £7

£11.25

£15 cashback

Claim

for Unlimited for £17

£18.75

£25 cashback

Claim

for Unlimited for £17

£11.25

£15 cashback

Claim

for 95GB for £9

£15

£20 cashback

Claim

for 45GB for £7

£11.25

£15 cashback

Claim

for 5GB for £6

£4.5

£6 cashback

Claim

for 100GB for £12

£11.25

£15 cashback

Claim

for Unlimited for £17

£18.75

£25 cashback

Claim

for 18GB for £6

£4.5

£6 cashback

Claim

for 35GB for £7

£11.25

£15 cashback

Claim

for 75GB for £8

£11.25

£15 cashback

Claim

for 95GB for £9

£7.5

£10 cashback

Claim

for 100GB for £10

£11.25

£15 cashback

Claim

for 170GB for £12

£11.25

£15 cashback

Claim

for Unlimited for £17

£18.75

£25 cashback

Claim

for 75GB for £8

£13.5

£18 cashback

Claim

for Unlimited for £17

£11.25

£15 cashback

Claim

for 95GB for £9

£15

£20 cashback

Claim

for 35GB for £7

£5.25

£7 cashback

Claim

Rate history

Tracked

SMARTY cashback has increased 2 times in the last 30 days.

TopCashback rate history

30D trend based on tracked headline rates.

£18.75

+£7.5

Before you click through

Start from the provider link and complete checkout in the same browser session.
Only use voucher codes if the provider explicitly says they are compatible.
Avoid changing your basket after clicking through because this can invalidate tracking.

How cashback works

1 Choose a provider and click Claim to open SMARTY through the tracked link.

2 Complete checkout in the same browser session. Avoid switching devices, closing tabs, or changing your basket after activation.

3 Wait for the provider to track and validate the purchase. Tracking can appear within days, but payable cashback often takes weeks or months.

Tips for tracking success

Always activate first

Start from the cashback provider before shopping at SMARTY. Going directly to the retailer means your purchase may not be tracked.

Keep it one session

Complete checkout in the same browser session after clicking through. Closing tabs, switching devices, or returning later can break tracking.

Use voucher codes carefully

Only use codes shown by the cashback provider. Third-party voucher codes can override the tracking link or make cashback ineligible.

Bank Boost's Guide to SMARTY

Maximise your savings with our expert tips, seasonal sale guides, and reward stacking strategies.

Pro Tip

Always check if SMARTY offers a free loyalty scheme (like 'Perks' or 'Rewards'). You can almost always earn loyalty points at the same time as earning cashback through our tracked links!

Seasonal Sales

Watch out for massive rate spikes during Black Friday, Cyber Monday, and Boxing Day. Retailers often double their cashback rates during these periods.

Price Matching

If SMARTY offers a price match promise, you can secure the lowest web price *and* still claim the cashback rate on top for a double-discount.

Click & Collect

Save on delivery fees by using Click & Collect. In-store collections still track perfectly as online purchases for cashback purposes.

Voucher Watch-outs

Never use a discount code you found on another website (like Honey or StudentBeans). It will override the tracking cookie and your cashback will be declined.

Frequently asked questions

Everything you need to know about tracking and earning cashback at SMARTY.

How does cashback work with SMARTY?

When you click through to SMARTY from a cashback provider like TopCashback or Quidco, they track your purchase using a special link. Once SMARTY confirms your transaction, the provider receives a commission and passes it back to you as cashback.

Can I use discount codes and still get cashback at SMARTY?

It depends. If you use a voucher code that isn't explicitly listed on the cashback provider's page, your SMARTY cashback will likely be declined. Always check the provider's specific terms for SMARTY before applying any promo codes at checkout.

How long does it take for SMARTY cashback to pay out?

Tracking usually appears on your cashback account within 24-72 hours. However, the time it takes to become "payable" varies—often taking a few weeks to several months depending on SMARTY's returns policy and payment cycles.

Why hasn't my SMARTY cashback tracked?

The most common reasons are active ad-blockers, coupon browser extensions (like Honey) overriding the tracking, or leaving the checkout page mid-purchase. To ensure your SMARTY cashback tracks perfectly, use a fresh incognito window and complete the purchase in one go.

Does the cashback rate apply to VAT and delivery charges?

Usually, no. Cashback is typically calculated on the base purchase price of your items. VAT, delivery fees, and other extra charges added by SMARTY are almost always excluded from the final cashback calculation.

Ready to claim SMARTY cashback?

Choose the strongest tracked route for SMARTY, then start from the provider so your purchase is attributed correctly.

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SMARTY Cashback Rates

Provider comparison

TopCashback

Standard online purchases

65GB for £8 per month

170GB for £12 per month

95GB for £9 per month

5GB for £6 per month

Unlimited for £17 per month

45GB for £7 per month

Quidco

Cheap SIMs with EU roaming included that uses Three's network

Get double the data. Same low price

Get 80GB for just £10 p/m

Get double the data. Same low price. One month plans

Simple, honest, SIM-only plans

Keep it SMARTY - Simple, honest, SIM-only plans

Simple, honest, SIM-only plans

Get 70GB for just £9 p/m

70GB £9 limited time only. One month plans

Get 70GB for £9 - Limited time only

for 65GB for £8

for 170GB for £12

for 35GB for £7

for 15GB for £6

for 15GB for £6

for 95GB for £9

for 95GB for £9

for Unlimited for £17

for 45GB for £7

for Unlimited for £17

for Unlimited for £17

for 95GB for £9

for 45GB for £7

for 5GB for £6

for 100GB for £12

for Unlimited for £17

for 18GB for £6

for 35GB for £7

for 75GB for £8

for 95GB for £9

for 100GB for £10

for 170GB for £12

for Unlimited for £17

for 75GB for £8

for Unlimited for £17

for 95GB for £9

for 35GB for £7

Rate history

TopCashback rate history

Tips for tracking success

Always activate first

Keep it one session

Use voucher codes carefully

Bank Boost's Guide to SMARTY

Seasonal Sales

Price Matching

Click & Collect

Voucher Watch-outs

Frequently asked questions

Ready to claim SMARTY cashback?

Top picks in Utilities