Finance themortgagegenie.co.uk

The Mortgage Genie Cashback Rates

Name: The Mortgage Genie Cashback
Brand: The Mortgage Genie

Compare The Mortgage Genie cashback rates across top providers before clicking through. We track and audit percentages and points routes in real time to help you find the highest return.

Provider comparison

Verified

Compare the best available cashback routes across supported providers.

Available via 2 of 4 providers

TopCashback

Top pick

14 offers

Rate

£3950

Value strength 100% best value

Claim

Standard online purchases

Up to £3950

Claim

Mortgage between £1,000,000 - £1,499,999

£1350

Claim

Mortgage between £1,500,000 - £1,999,999

£2000

Claim

Mortgage between £2,000,000- £2,999,999

£2650

Claim

Mortgage of at least £3,000,000 or More

£3950

Claim

Mortgage between £75,000 - £149,999

£120

Claim

Mortgage between £150,000 - £199,999

£185

Claim

Mortgage between £200,000 - £274,999

£360

Claim

Mortgage between £275,000 - £349,999

£400

Claim

Mortgage between £400,000 - £499,999

£625

Claim

Mortgage between £500,000 - £599,999

£705

Claim

Mortgage between £600,000 - £799,999

£795

Claim

Mortgage between £800,000 - £999,999

£895

Claim

Mortgage between £350,000 - £399,999

£475

Claim

Quidco

13 offers

Rate

£2962.5

Value strength See provider

Claim

for a completed mortgage application from £75,000 to £149,999

£90

£96 cashback

Claim

for a completed mortgage application from £150,000 to £199,999

£138.75

£148 cashback

Claim

for a completed mortgage application from £200,000 to £274,999

£270

£288 cashback

Claim

for a completed mortgage application from £275,000 to £349,999

£300

£320 cashback

Claim

for a completed mortgage application from £350,000 to £399,999

£356.25

£380 cashback

Claim

for a completed mortgage application from £400,000 to £499,999

£468.75

£500 cashback

Claim

for a completed mortgage application from £500,000 to £599,999

£528.75

£564 cashback

Claim

for a completed mortgage application from £600,000 to £799,999

£596.25

£636 cashback

Claim

for a completed mortgage application from £800,000 to £999,999

£671.25

£716 cashback

Claim

for a completed mortgage application from £1,000,000 to £1,499,999

£1012.5

£1080 cashback

Claim

for a completed mortgage application from £1,500,000 to £1,999,999

£1500

£1600 cashback

Claim

for a completed mortgage application from £2,000,000 to £2,999,999

£1987.5

£2120 cashback

Claim

for a completed mortgage application of £3,000,000 and above

£2962.5

£3160 cashback

Claim

Rate history

Tracked

The Mortgage Genie rate history is based on tracked provider checks from the last 30 days.

TopCashback rate history

30D trend based on tracked headline rates.

£3950

No change

Before you click through

Start from the provider link and complete checkout in the same browser session.
Only use voucher codes if the provider explicitly says they are compatible.
Avoid changing your basket after clicking through because this can invalidate tracking.

How cashback works

1 Choose a provider and click Claim to open The Mortgage Genie through the tracked link.

2 Complete checkout in the same browser session. Avoid switching devices, closing tabs, or changing your basket after activation.

3 Wait for the provider to track and validate the purchase. Tracking can appear within days, but payable cashback often takes weeks or months.

Tips for tracking success

Always activate first

Start from the cashback provider before shopping at The Mortgage Genie. Going directly to the retailer means your purchase may not be tracked.

Keep it one session

Complete checkout in the same browser session after clicking through. Closing tabs, switching devices, or returning later can break tracking.

Use voucher codes carefully

Only use codes shown by the cashback provider. Third-party voucher codes can override the tracking link or make cashback ineligible.

Bank Boost's Guide to The Mortgage Genie

Maximise your savings with our expert tips, seasonal sale guides, and reward stacking strategies.

Pro Tip

Always check if The Mortgage Genie offers a free loyalty scheme (like 'Perks' or 'Rewards'). You can almost always earn loyalty points at the same time as earning cashback through our tracked links!

Seasonal Sales

Watch out for massive rate spikes during Black Friday, Cyber Monday, and Boxing Day. Retailers often double their cashback rates during these periods.

Price Matching

If The Mortgage Genie offers a price match promise, you can secure the lowest web price *and* still claim the cashback rate on top for a double-discount.

Click & Collect

Save on delivery fees by using Click & Collect. In-store collections still track perfectly as online purchases for cashback purposes.

Voucher Watch-outs

Never use a discount code you found on another website (like Honey or StudentBeans). It will override the tracking cookie and your cashback will be declined.

Frequently asked questions

Everything you need to know about tracking and earning cashback at The Mortgage Genie.

How does cashback work with The Mortgage Genie?

When you click through to The Mortgage Genie from a cashback provider like TopCashback or Quidco, they track your purchase using a special link. Once The Mortgage Genie confirms your transaction, the provider receives a commission and passes it back to you as cashback.

Can I use discount codes and still get cashback at The Mortgage Genie?

It depends. If you use a voucher code that isn't explicitly listed on the cashback provider's page, your The Mortgage Genie cashback will likely be declined. Always check the provider's specific terms for The Mortgage Genie before applying any promo codes at checkout.

How long does it take for The Mortgage Genie cashback to pay out?

Tracking usually appears on your cashback account within 24-72 hours. However, the time it takes to become "payable" varies—often taking a few weeks to several months depending on The Mortgage Genie's returns policy and payment cycles.

Why hasn't my The Mortgage Genie cashback tracked?

The most common reasons are active ad-blockers, coupon browser extensions (like Honey) overriding the tracking, or leaving the checkout page mid-purchase. To ensure your The Mortgage Genie cashback tracks perfectly, use a fresh incognito window and complete the purchase in one go.

Does the cashback rate apply to VAT and delivery charges?

Usually, no. Cashback is typically calculated on the base purchase price of your items. VAT, delivery fees, and other extra charges added by The Mortgage Genie are almost always excluded from the final cashback calculation.

Ready to claim The Mortgage Genie cashback?

Choose the strongest tracked route for The Mortgage Genie, then start from the provider so your purchase is attributed correctly.

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